Meiji College

Most people think of health and auto insurance as two different things, but in the case of a car accident, you may have to combine both in order to cover the cost of your care. Your car insurance policy should include coverage for bodily harm that occurs during an accident. This can include anything from a visit to the emergency room to major surgery. Whether you need to try to use your health insurance as well as your car insurance depends on the extent of your injuries and the cost of your medical bills.

Before you try to figure out which insurance policy to use, you may need to check your policies. Most car insurance plans will cover the cost of recovery, which can include care after you leave the hospital. This can be something small like the cost of pain medication, or it can be long-term payment for physical therapy, chiropractic care, or even a gym membership. Once you reach the limit of what your auto insurance will cover, it’s time to switch to your health insurance.

When you’re in a car accident, your auto insurance company will want to settle as quickly as possible. While this can help with immediate health bills, your settlement may not cover the full extent of your health concerns related to the car accident if you accept payment too early. If you’re still undergoing treatment, wait until you complete it before you settle. Have your health providers submit the claims to the car insurance company first. If you max out the limit of coverage on your auto insurance policy, the providers can then bill your health insurance.

Many things can complicate using your car and health insurance plan together. If your injuries are severe, or you feel confused over the process, it may be best for you to contact an attorney to help you through the process.

Today’s corporate honcho symbolizes the great human reluctance, the reluctance to do the right things when it comes to health. On being diagnosed with diabetes, an executive bought an expensive glucometer. In less than three month’s time, his laptop was loaded with trend charts and graphs of his ever increasing blood sugar levels. At the end of the third month, he proudly displayed his Excel prowess and his trend charts to the doctor who asked him, “All of this work you’ve done is fine. But did you reduce your sugar consumption and walk for 30 minutes every day in the last three months like I asked you to do?” And the exec replied, “Oh! That?! I didn’t have the time.”

In this day and age of fast food and even faster lifestyles, there are new ways to continue indulging without increasing the risk of developing illnesses. Take cigarette smoking, for example. Traditional cigarettes are now being replaced with the e cigarette kit. Electronic cigarettes are a technological smoking advancement helps you “smoke” without releasing real smoke into the air. These devices contain no tobacco, and give you various options on the levels of nicotine being delivered. Even if you can’t quit smoking, you should consider safer ways of getting your nicotine.

Nothing works better than this time-tested advice: If you want a healthy life free of prescription medications, live a moderated lifestyle and avoid things that are harmful to the body and mind. That means eating healthy food and sleeping at proper times of the day. Take a brisk 30 minute walk several times a week. Reduce stress inducing factors in your life and above all, laugh a lot.

Let’s add to these, safe technological advancements which allow a person to continue his or her lifestyle while minimizing health risk factors.

More and more parents are interested in seeking alternative therapies for their child’s ailments, but many do not know where to start, or which illnesses can be effectively treated. From the common cold to digestive problems, to calming a colicky baby, natural remedies like herbs and probiotics can provide relief, typically without any undesirable side effects.

Many naturopathic doctors offer pediatric care, and a growing number of western doctors are integrating holistic medicine into their practice. If parents do not have a trusted naturopath of their own, they should search for one who specializes in pediatric care in their community. Pediatricians can sometimes recommended a trusted provider. It’s also helpful to know up front if the visit will be covered by your health insurance plan, and what to expect to pay in fees.

Understanding your child’s ailment, if the problem is already known, can be useful, and be prepared to disclose details about the child’s diet and lifestyle. Since holistic medicine takes a whole-body approach, it is important for the naturopathic physician to have all of the facts about the child’s health.

Some of the most common illnesses naturopathic doctors treat babies and children for include the following:

1) Colic, soothed with chamomile tea. A number of other cultures have used chamomile to calm their babies for centuries, with good results.

2) Asthma, alleviated with fish oil. Omega-3 fatty acids are known to have an anti-inflammatory properties, and provide a number of other health benefits when taken on a regular basis.

3) Eczema, symptoms also eased with fish oil. Fish oil can help reduce inflammation of a number of skin conditions.

4) Diarrhea, treated with probiotics. Probiotics help to balance out the body’s natural digestive bacteria, and can be use to treat a number of gastrointestinal issues. Probiotics designed specifically for children are available.

5) Depression, lifted by St. John’s Wort (for children age 13 and older). The herb is the first choice for treating depression in Europe, and can help ease symptoms and lift spirits.

Always consult a licensed naturopathic doctor before using any herbal remedies or supplements, especially to treat children.

Medical expenses are one of those things that can sneak up on you unexpectedly. If that’s the case for you, make sure that you plan for the unexpected as much as possible. While you’re doing that, you should also focus on your monthly medical expenses, such as prescriptions. It’s frightening and dangerous when you need to get your prescription filled and you don’t have the money. To avoid that problem you might want to consider getting a prepaid card. Then you’ll be sure to have the money you need for your medication, and you won’t end up spending it on something else.

You can also put money aside in a jar or can, much like people do with their spare change, or you could start up a small savings account to use for your medical fund. If you save or budget carefully you’ll always have money for the medicine and treatments that you need, and you won’t have to ask your friends or family members to loan you money because you’re running short. Having a savings account for a ‘rainy day’ is always a good idea, but it’s very hard to do in a struggling economy. If there are places where you can reduce your expenses and save that money, you’ll be better off in the long run.

It’s not always easy to leave money just sitting there when there’s something you want to spend it on, but your medical care is too important to squander the money you need for your medications. That other item you wanted will still be there later, and it might even go on sale in the future, allowing you to buy it without using any of the money you would typically spend on your medicine. By budgeting carefully and paying attention to sales, you can get what you need and still afford your medical care.

As we age, our joints break down and develop arthritis. The most common form, osteoarthritis, is found in nearly 80 percent of all seniors age 65 and older. Joint pain and inflammation is caused by the simultaneous erosion of joint cartilage, and new bone growth inside the joint. Major joints including fingers, knees, hips and the spinal column are the most affected, with pain intensifying with movement and improving with rest.

Arthritis and associated symptoms can be successfully managed with acupuncture. Chinese medical practitioners have been treating arthritis for more than 2,000 years, typically with Acupuncture and a combination of Chinese herbal remedies. The course and frequency of treatment varies with individual circumstances. Small needles are inserted across various locations in the body, and not necessarily directly into the affected joint.

Much research has been done to study the effects of acupuncture on the symptoms of arthritis, with results overwhelmingly supporting the ancient practice as an effective treatment. In one European study, about 25 percent of arthritis patients treated with acupuncture opted to forego previously scheduled knee surgery because they had lasting relief.

Due to the holistic nature of Traditional Chinese Medicine, arthritis is not viewed as a separate disease. The approach is to treat symptoms that are specific to each person, with a combination of remedies like energy exercise, herbal therapies, body work, and improving diet and lifestyle influences. Each treatment is tailored to the person’s specific needs, taking into account mental, spiritual and physical factors.

Acupuncture and Chinese medicine continue to rise in popularity in general, and for conditions like arthritis specifically. Many patients find long-term relief with typically no negative side effects found in many conventional medications. In fact, because Chinese medicine takes a whole body approach to healing, many patients notice an overall improvement in their health and well being after seeking treatment for one ailment.

With growing support from the Western medical community and patient satisfaction, acupuncture and traditional Chinese techniques are becoming increasingly more integrated into conventional medicine. Researchers are finally beginning to understand how acupuncture works in the body to effectively heal disease.

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Trust the bees, they know: honeysuckle has many benefits. While bees seek out the nectar of the honeysuckle plant, many holistic medicine practitioners are seeking out different parts of the plant such as the honeysuckle flower, flower bud, and stem to tap into their healthful benefits. Each part of the honeysuckle plant helps to relieve a different complaint or ailment.
Typically, the flower of a honeysuckle plant is made into a syrup that relieves severe coughs (by serving as an expectorant) and asthma. This syrup can also be used as a diuretic. The flower buds of a honeysuckle plant, known as jin hin yua in Chinese Traditional Medicine, are used to promote detoxification in the body, as well as treat symptoms related to heat or fever. The flower buds may also be warmed, stir-fried, and eaten to help alleviate diarrhea. Lastly, the honeysuckle stems (jin yin teng) and branches (ren dong teng) help relieve feverish cold or flu symptoms, dysentery, and rheumatoid arthritis. It’s also common for the stems and branches to be used in conjunction with acupuncture to remove heat from specific meridians by encouraging the flow of energy, or qi.
While bees feast on honeysuckle nectar, the pollen from the flower brushes off onto the bees’ hind legs. The bees then secrete nectar and a particular enzyme onto the collected pollen to make what is known as "bee pollen." What is surprising to many is the fact that bee pollen is one of the most nutritious substances on earth. Bee pollen contains a multitude of amino acids, vitamins, minerals, enzymes, and even hormones. Furthermore, bee pollen is rich in B vitamins, in addition to containing significant amounts of vitamins A, C, D, and E. Some of the benefits of bee pollen include help in controlling weight, lowering cholesterol levels, and increasing energy levels and stamina. Some even suggest that consuming bee pollen is beneficial to sexual and reproductive health. Honeysuckle and the resulting bee pollen are truly the bees’ knees of alternative medicine.

When many people think of yoga, they envision human-pretzel-like poses and ancient yogis practicing in the depths of India. While these may be realistic perceptions, they do not offer a complete understanding of the discipline of yoga. Yoga is an ancient practice that originated in India over 5,000 years ago. The word yoga comes from the Sanskrit root “yuj” and means “to unite.” Through yoga, practitioners seek to unite mind, body, and spirit as a step toward uniting individual consciousness with cosmic consciousness.

There are three vehicles through which yoga practitioners attempt to achieve this unification: exercise, breathing, and meditation. There are several different branches of yoga, each of which has a slightly different focus. For instance, Hatha yoga is the type of yoga most common in the West. This branch of yoga combines asanas or physical postures, pranayama or proper yoga breathing, and meditation to achieve harmony. (There are also several subsections of Hatha yoga, like Vinyasa or “flow” yoga, which aims to create heat within the body and encourage a peaceful mind by moving or flowing through a series of poses, the length and duration of which are dictated by the individual practitioner’s breath.) Another branch of yoga is Bhakti yoga or devotional yoga. This form is prevalent in India and teaches practitioners to see the divine in all things and practice love and acceptance. Hatha and Bhakti yoga are just two of the several branches of yoga practiced by millions all over the world.

There are many physical and psychological benefits to practicing yoga. Among them are increased flexibility and strength, better posture, deeper and more mindful breathing, lubrication of joints and ligaments, massaging of internal organs, detoxification, better concentration and mood, and less stress. Stay tuned for more specific information about some of the different branches of yoga and the related benefits of each.

Though some women find it difficult to discuss female health issues, it is important to bring awareness to particular topics related to female health. Without an open discussion, many women may miss out on the health and medicinal benefits that are available with herbal remedies. Certain types of herbal remedies can help alleviate symptoms related to premenstrual syndrome (PMS), urinary tract disorders, reproductive disorders, menopause, and others.
In addition to eating dark leafy greens, root vegetables, fresh fruit, and high-quality proteins, there are several herbal remedies that help to alleviate symptoms of PMS. Vitex, also known as chasteberry, among other names, is vital to regulating an inconsistent menstrual cycle. Vitex may also help ease breast tenderness experienced during PMS, as well as balance hormones. Wild yam is also known to balance hormones, while hawthorn berry, blue vervain, and lemon balm can help treat anxiety or mild depression. Licorice root, dong quai, black cohosh, primrose oil, and black-currant oil are other herbal remedies that are known to allay PMS complaints. A liver tonic, like a dandelion-burdock tincture, may help alleviate PMS symptoms on its own. However, limiting sweets, refined and processed foods, caffeine, and meat is a good start to managing symptoms of PMS.
Hydrangeas are known in the Alternative Medicine milieu as an effective herbal remedy for supporting urinary tract health. It is often used by holistic healers to treat bladder issues and kidney stones. Dandelion, fennel, rose hips, and nettles are only a few of the additional herbs known to encourage a healthy urinary system.
Nettles, lady’s mantle, and raspberry leaf are just a handful of the herbs used to provide a fertility boost by delivering certain minerals to the body and strengthening the uterus. Meanwhile, these herbs plus vitex and wild yam support a healthy endocrine system, which may help treat infertility. Pre-menopausal women experiencing hot flashes may benefit from herbs, such as black cohosh, blue vervain, and sage. Hormonal imbalances during menopause may be treated with vitex, wild yam, hawthorn berry, oat tops, primrose oil, etc. Knowing more about specific herbs will help women everywhere, every month.

In a recent United Kingdom study, partially authored by Ian Wong and published in Archives of Disease in Childhood, it was announced that one in 10 doctors prescribing medicine to children prescribed the wrong dose.

Previously, hospital administrators believed the statistics for misprescribing to be low, between 1.5% and 5.1%. However, since Wong’s research in 11 pediatric wards (reviewing over 3,000 prescriptions for 444 children), it has been calculated that 13.2% of the prescriptions had errors. Furthermore, the report said that 19.1% of the prescriptions had been incorrectly administered by nurses.

The large number of prescription errors was attributed to the doctors neglecting to take into consideration the size of the child. It was common for the doctor who was making the error to have just been transferred to the pediatric ward from an adult section of the hospital. Although they had not had enough time to recalculate for smaller-sized patients, the doctors were allowed to prescribe medication on their first day in the ward.

Besides the scale of the patients, the biggest problem for the doctors was that the drugs being used had never been tested on children. The doses had not been adjusted for children, and the doctors had to make calculations on the run. As well, the calculations were most often for injection instead of pill form, which requires a greater degree of attention.

When checking into a hospital or Tennessee drug treatment facility, you need to consider the implications of doses upon your health or your child’s health. Keep your height and weight in mind. Not all patients are the same, and pharmaceuticals need to be administered accordingly.